Are You Looking Forward to Doing Another One?
The 1 July 2026 deadline has passed. Nearly half of Australia's newly regulated firms are enrolled with AUSTRAC. Now the harder question - is your compliance program actually working?
Compliance Hub
Compliance guidance from people who do the work
Plain explanations of what the AML/CTF regime requires, written by a team that has been working in it across financial services, remittance and professional services. No sign-in, no gate. If you have a question this does not answer, we would rather talk through your circumstances than guess at them.
Already reporting to AUSTRAC?
If your firm has been reporting to AUSTRAC since before the Tranche 2 reforms, those reforms still affect you. New CDD requirements, revised program obligations and updated ECDD triggers apply across the regime, not just to newly designated services. ARCaml works with existing reporting entities to review and uplift programs that may have gaps they do not yet know about. More guidance on this coming soon.
Start here
What the regime requires, and who it now covers.
Customer due diligence
Identifying and verifying who you are dealing with.
Monitoring and reporting
Obligations that continue after onboarding.
Financial crime
How the typologies actually work.
By sector
What the reforms mean for each designated service.
Accountants and auditors
Lawyers and conveyancers
Real estate
Bullion and precious metals
Financial services and remittance
- Overview
- Existing program review
- What the Tranche 2 reforms changed for your sector
- ECDD requirements
- Ongoing monitoring obligations
Guidance in preparation.
From the blog
Practical compliance writing from a team that does the work.
1 July Is Here. Now the Real Work Begins.
The deadline was the easy part. Here's what running a genuinely compliant AML/CTF program actually requires - and why software alone won't get you there.
Day One. Are You Actually Ready?
1 July has arrived. Over 12,000 businesses have enrolled with AUSTRAC ahead of today's reforms taking effect. Here's what a functioning AML/CTF program actually requires - and what to do right now.